Yes, travel insurance is still worth carrying for a trip to Antibes, even though the French Riviera is one of the lower-risk destinations in this guide. Antibes is home to Port Vauban, one of the largest marinas in the Mediterranean, and the Cap d'Antibes peninsula just beyond it, and the honest case for coverage here is cost and gaps rather than danger, particularly for visitors from outside the European Union.
Antibes sits within France's well-developed healthcare system, and Nice, a short drive along the coast, offers the region's fuller range of hospital specialties if anything beyond routine care is needed. EU and UK visitors carrying reciprocal health cover may have some access to public treatment, but this rarely covers everything a private policy would, including repatriation, and non-EU visitors should not assume any local entitlement at all. Visitors who need a Schengen visa must show proof of travel medical insurance meeting a minimum coverage level as part of the application - verify current requirements with your consulate before applying. Check whether your existing health cover extends abroad and specifically to France before relying on it for the rest of the trip.
Boating and yacht travel are genuine features of an Antibes trip given Port Vauban's size and the wider Riviera sailing scene, and both carry risk that a standard travel policy sometimes underinsures - crewing exclusions and depth or distance limits for water sports are common. Confirm your policy names boating and any water-based activity specifically if it is part of your plans, rather than assuming a general leisure policy already covers time on the water.
Keep any clinic invoices or treatment reports from Antibes or Nice, and receipts for medication or follow-up care, since French providers generally issue standard paperwork on request. Many policies also want notice before non-emergency treatment is booked, so check the claims process in your policy wording before you travel rather than assuming automatic reimbursement once you are home.